10 Things to Check Before Buying Your First Home

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10 Things to Check Before Buying Your First Home
09 Jul 2026 JPL 2141 views Buying Guide

Buying your first home is exciting — and terrifying. Here are the ten checks our experts run on every property before recommending it.

1. Title & Ownership

Verify the chain of ownership for the last 30 years. Ask for the mother deed and latest encumbrance certificate.

2. RERA Registration

Any project over 500 sqm must be RERA registered. Check the state RERA portal for complaints against the builder.

3. Approved Plans

Compare the sanctioned building plan with what is actually constructed. Deviations can block your loan and registration.

4. Loan Eligibility

Get pre-approved before you shortlist. It fixes your budget and speeds up closing.

5. Hidden Charges

Clarify PLC, parking, club membership, GST and maintenance deposits in writing.

…and five more covering possession timelines, exit clauses, carpet vs built-up area, society NOCs and resale value drivers. Talk to our advisors for the complete printed checklist.

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